Documents/RPP2012/9: Housing & Home Ownership/9.1.8: FDIC Insurance

9.1.8: FDIC Insurance

Preserve FDIC insurance for bank depositors but ensure that banks are well capitalized

Other Information:

FDIC insurance for bank depositors must be preserved. However, to correct for the moral hazard created by deposit insurance, banks should be well capitalized, which is the best insurance against future taxpayer bailouts.

Stakeholder(s):

  • FDIC

  • Bank Depositors

  • Banks

Indicator(s):